Disclaimer: We share general insurance tips and insights — not licensed advice. Always check with a qualified insurance professional before making decisions. See full Disclaimer.
Insurance Policy Authority
Insurance advice for auto, home, and life.
Auto Insurance: Overview
Now at this point (the very start of the process), we ask that you have a clear mind as it relates to the topic of auto insurance. We want you to have a fresh starting point.
If you haven’t dealt with auto insurance before, then this should be pretty easy for you to do.
But if you have a lot or even just a little bit of knowledge about auto insurance, then we ask that you start a new concept or idea in your mind when taking in the information in this guide; and not try to combine what you already know with what we’ll be teaching you. Doing so may make the learning process a bit difficult since we’ll be teaching the topic in a way that is different from the traditional route.
With that being said, let’s take a look at how we’ll be teaching the topic of auto insurance.
The guide has been divided into 4 main sections; each is specifically designed to achieve a particular goal.
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Basics: here you’ll learn the fundamentals; like what car insurance is and how it works.
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Coverage: we’ll teach you about the components of coverage and then guide you in choosing the right amount.
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Pricing: here we’ll discuss the factors affecting pricing, as well as how to analyze and compare offers.
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Other Factors: we’ll conclude by discussing additional factors, such as customer service, which may affect your final decision on which car insurance company to choose; and then also provide some final advice.
Below is a map of our journey, showing the same four sections in a more simplified way.

Next, we head over to the first section to discuss the Basics of auto insurance.
