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Insurance Policy Authority
Insurance advice for auto, home, and life.
Privacy Policy
Last updated: August 2026
Insurance Policy Authority (“Insurance Policy Authority,” “IPA,” “we,” “our,” or “us”) is owned and operated by Global A.L.M. Ventures LLC. This Privacy Policy explains how we collect, use, disclose, and protect information when you visit Insurance Policy Authority at insurancepolicyauthority.com (the “Site”), use our insurance-related tools, or submit information through our forms.
Please review this Privacy Policy before using the Site or submitting personal information. By using the Site, you acknowledge the practices described in this Privacy Policy.
1. Information We Collect
The information we collect depends on how you interact with the Site and which features or forms you use.
Information You Provide
When you request insurance information, comparisons, quotes, or related services, we may collect information such as:
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First and last name
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Email address
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Telephone number
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Date of birth or age information
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ZIP code, city, state, and street address
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Vehicle year, make, and model
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Vehicle ownership and use information
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Driver and licensing information
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Current insurance status
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Coverage preferences
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Homeownership or residence information
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Marital status
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Other information you voluntarily provide through a form or communication with us
Not every form collects all of the information listed above. The information requested may vary depending on the insurance product, form, or service being used.
Information Collected Automatically
When you visit or interact with the Site, we or our service providers may automatically collect certain technical and usage information, including:
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IP address
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Browser and device information
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Operating system
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Pages viewed
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Referring pages or sources
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Date and time of visits
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Site and form interactions
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Session and performance information
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Marketing or campaign attribution information, where applicable
We may use this information to operate the Site, maintain security, understand how visitors use the Site, improve our services, detect fraud or automated activity, and document consumer interactions and consent.
2. Insurance Quote and Comparison Requests
Insurance Policy Authority provides insurance-related educational information and tools that may allow consumers to request insurance comparisons, quotes, offers, or contact from insurance providers or agencies.
When you submit an insurance request, we may use the information you provide to:
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Process and evaluate your request
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Facilitate insurance comparisons or quote opportunities
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Identify insurance providers, agencies, partners, or other entities that may be able to respond to your request
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Route or transmit your request to appropriate recipients
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Communicate with you regarding your request
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Verify, validate, or prevent duplicate or fraudulent submissions
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Maintain records relating to the request and your consent
Submitting a request does not guarantee that you will receive an insurance quote or offer, qualify for coverage, obtain a particular price, or be contacted by a particular provider.
Insurance Policy Authority is not an insurance carrier and does not itself issue insurance policies.
3. Consent and Contact Information
When a form includes a consent disclosure, the specific disclosure presented with that form governs the contact authorization associated with that submission.
Depending on the consent you provide, Insurance Policy Authority and the insurance providers, agencies, or other parties identified in the applicable disclosure may contact you regarding your insurance request by telephone call, text message, email, or other disclosed methods.
Consent to receive marketing communications is not a condition of purchasing insurance.
We may maintain records associated with your consent, including the consent language presented to you, the date and time of consent, the page on which consent was provided, your IP address, information regarding the action used to indicate consent, and related technical evidence.
4. Consent Verification and Session Recording Technology
Certain insurance request forms on the Site use ActiveProspect, Inc.'s TrustedForm technology to independently document consumer interactions and consent.
When you interact with a page where TrustedForm is enabled, the TrustedForm technology may collect and record information relating to your interaction with that page, including the page URL, mouse movements and clicks, information entered into form fields, a representation or snapshot of the page, your IP address, browser information, HTTP headers, and the dates and times associated with the page visit and your interactions.
This information is used for purposes such as documenting consent, verifying lead authenticity, fraud and bot detection, data validation, compliance recordkeeping, and resolving questions regarding how or when a request was submitted.
ActiveProspect acts as a service provider in connection with TrustedForm. Information about ActiveProspect and TrustedForm's data practices is available in ActiveProspect's privacy notices.
5. How We Use Information
We may use information collected through the Site to:
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Operate, maintain, and improve the Site
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Provide insurance-related information and tools
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Process insurance quote or comparison requests
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Match or route requests to insurance providers, agencies, partners, or other appropriate recipients
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Communicate regarding submitted requests
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Validate information and evaluate lead quality
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Detect duplicate, fraudulent, abusive, or automated activity
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Maintain consent and transaction records
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Analyze Site usage and performance
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Diagnose technical problems
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Protect the security and integrity of our systems
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Enforce our policies and terms
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Comply with legal, regulatory, contractual, and compliance obligations
We may also use aggregated or de-identified information for analytics, business planning, Site improvement, and other lawful purposes.
6. How We Share Information
We may disclose personal information in connection with the purposes described in this Privacy Policy.
Insurance Providers, Agencies, and Lead Recipients
When you submit an insurance request and provide the applicable consent, information associated with your request may be disclosed to insurance carriers, insurance agencies, licensed insurance professionals, insurance-related partners, lead buyers, marketplaces, or other entities involved in responding to or facilitating your request.
These recipients may use the information they receive to evaluate your request, provide insurance information or quotes, or contact you as permitted by the consent you provided and applicable law.
Service Providers
We may disclose information to companies that perform services on our behalf or support our operations, including providers of:
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Website hosting and infrastructure
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Database and data-processing services
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Analytics
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Form and lead-processing technology
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Consent verification and recordkeeping
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Fraud prevention and validation
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Communications and other operational services
These service providers may process information as necessary to perform services for us.
Legal and Business Purposes
We may also disclose information when reasonably necessary to:
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Comply with law, regulation, legal process, or governmental requests
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Protect the rights, property, security, or safety of Insurance Policy Authority, our users, or others
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Investigate fraud, misuse, or security incidents
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Enforce our agreements or policies
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Complete or evaluate a merger, acquisition, financing, restructuring, sale of assets, or similar business transaction
7. Sale or Sharing of Personal Information
Insurance Policy Authority may receive compensation in connection with insurance leads, referrals, or consumer requests provided to insurance-related businesses.
Depending on applicable privacy law, disclosure of personal information to an insurance provider, agency, marketplace, lead buyer, or other recipient in connection with an insurance request may be considered a “sale,” “sharing,” or similar regulated disclosure of personal information even when it does not involve the traditional sale of a consumer database.
We do not represent that personal information submitted through insurance request forms will never be sold or shared. Instead, information is disclosed as described in this Privacy Policy, the applicable form, and the consent disclosure presented when you submit your request.
8. Cookies and Similar Technologies
The Site and certain service providers may use cookies or similar technologies for functions such as:
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Operating Site features
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Remembering preferences
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Measuring traffic and usage
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Understanding Site performance
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Security and fraud prevention
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Analytics and attribution
Your browser may allow you to block or delete cookies. Disabling certain technologies may affect Site functionality.
TrustedForm itself states that its Certify technology does not use cookies for its consent-documentation service.
9. Third-Party Websites and Services
The Site may contain links to websites or services operated by third parties. We are not responsible for the privacy, security, content, or practices of third-party websites or services.
Information provided directly to a third party is subject to that party's own privacy practices and policies.
10. Data Retention
We may retain personal information and records for as long as reasonably necessary for the purposes for which the information was collected, including processing insurance requests, maintaining consent and transaction records, preventing fraud, resolving disputes, enforcing agreements, satisfying contractual requirements, and complying with legal or regulatory obligations.
Retention periods may vary depending on the type of information and the reason it was collected.
11. Data Security
We use reasonable administrative, technical, and organizational safeguards designed to protect personal information against unauthorized access, loss, misuse, alteration, or disclosure.
However, no internet transmission, information system, or electronic storage method can be guaranteed to be completely secure.
12. Children's Privacy
The Site and its insurance request services are not directed to children under 13 years of age, and we do not knowingly collect personal information from children under 13.
If you believe that a child under 13 has provided personal information through the Site, please contact us.
13. Your Privacy Choices and Rights
Depending on where you reside and applicable law, you may have rights or choices concerning your personal information. These may include rights to:
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Request access to certain personal information
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Request correction of inaccurate information
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Request deletion of certain information
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Obtain information regarding certain disclosures of personal information
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Opt out of certain sales, sharing, targeted advertising, or other uses where applicable
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Withdraw consent where applicable
These rights are subject to applicable law, exceptions, and verification requirements.
To submit a privacy request, contact us at:
contact@insurancepolicyauthority.com
Please provide sufficient information for us to understand and respond to your request. We may need to verify your identity before fulfilling certain requests.
14. Changes to This Privacy Policy
We may update this Privacy Policy as our services, technology, business relationships, or legal obligations change.
When we update the policy, we will revise the “Last updated” date at the top of this page. Material changes may also be communicated through other appropriate means where required.
15. Contact Us
For questions about this Privacy Policy or our privacy practices, contact:
Global A.L.M. Ventures LLC
Insurance Policy Authority
Email: contact@insurancepolicyauthority.com