Terms and Conditions

Last updated: January 1, 2025

Welcome to Insurance Policy Authority (“we,” “our,” or “us”), operated by Global A.L.M. Ventures LLC, a U.S.-based limited liability company.
These Terms and Conditions (“Terms”) govern your use of https://www.insurancepolicyauthority.com (the “Site”).
By accessing or using this Site, you agree to be bound by these Terms.

1. Informational Purpose Only

All content on this Site is provided for educational and informational purposes only.
We are not licensed insurance agents or brokers and do not sell or provide insurance products.
The information presented does not constitute professional, legal, or financial advice. Always consult a licensed insurance professional before making decisions.

2. No Professional Relationship

Your use of this Site does not create a client, advisor, or professional relationship between you and us.

3. Accuracy of Information

While we strive to provide accurate and up-to-date content, we make no guarantees regarding completeness, reliability, or accuracy.
We assume no responsibility for errors, omissions, or results arising from reliance on this information.

4. Limitation of Liability

To the fullest extent permitted by law, Global A.L.M. Ventures LLC shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of or inability to use the Site or its content.

5. External Links

Our Site may include links to third-party websites.
We are not responsible for the content, accuracy, or practices of those websites and encourage you to review their own terms and privacy policies.

6. Intellectual Property

All materials on this Site — including articles, graphics, logos, and text — are owned by Global A.L.M. Ventures LLC unless otherwise stated.
You may not copy, reproduce, or distribute any content without prior written consent.

7. Advertising and Affiliate Disclosure

This website displays advertisements through advertising networks and partners, and may contain affiliate links.
We do not control the ads shown and are not responsible for the claims or content of advertisers.
Your dealings with advertisers or third parties found through this Site are solely between you and those parties.

8. Privacy Policy

Please review our Privacy Policy to understand how we collect and use your information.
By using this Site, you also agree to our Privacy Policy.

9. Changes to Terms

We may update these Terms at any time. Updates will be posted on this page with the revised “Last Updated” date.
Continued use of the Site constitutes your acceptance of the new Terms.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of the United States and the State in which Global A.L.M. Ventures LLC is registered, without regard to conflict of law principles.

11. Contact Us

If you have any questions about these Terms, please contact us at: contact@insurancepolicyauthority.com