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Insurance Policy Authority
Insurance advice for auto, home, and life.
Terms of Use
Last updated: May, 2026
Welcome to Insurance Policy Authority (“we,” “our,” or “us”), owned and operated by Global A.L.M. Ventures LLC, a U.S.-based limited liability company.
These Terms of Use (“Terms”) govern your access to and use of https://www.insurancepolicyauthority.com (the “Site”).
By accessing or using this Site, you agree to be bound by these Terms. If you do not agree to these Terms, please discontinue use of the Site.
1. Informational and Educational Purpose
The content provided on this Site is intended for informational and educational purposes only.
Insurance Policy Authority is not an insurance carrier and does not directly issue insurance policies. We do not guarantee insurance rates, coverage approval, policy availability, or pricing outcomes.
Content on this Site should not be considered legal, financial, tax, or professional insurance advice. Users should consult licensed insurance professionals or qualified advisors regarding their individual insurance needs and decisions.
2. Insurance Comparison and Referral Services
Certain tools, forms, or features on this Site may allow users to request insurance-related information, comparisons, or offers.
By submitting information through these forms or tools, users acknowledge that submitted information may be shared with insurance providers, agencies, partners, lead buyers, or related service providers for the purpose of responding to inquiries or facilitating insurance-related services.
Submission of information does not guarantee contact, coverage availability, policy approval, or insurance quotes.
3. No Professional Relationship
Use of this Site does not create any client, fiduciary, advisor, brokerage, agency, or professional relationship between you and Global A.L.M. Ventures LLC.
4. Accuracy of Information
We strive to provide accurate and current information; however, we make no warranties or representations regarding the completeness, accuracy, reliability, or availability of content on this Site.
Insurance laws, regulations, policy terms, pricing, and coverage availability may change over time and vary by provider and jurisdiction.
Users assume responsibility for verifying information independently before making insurance or financial decisions.
5. User Conduct
You agree not to:
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Use the Site for unlawful purposes
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Submit false or misleading information
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Attempt to interfere with Site operations or security
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Use automated systems to scrape, copy, or exploit Site content without authorization
We reserve the right to restrict or terminate access for users who violate these Terms.
6. Limitation of Liability
To the fullest extent permitted by law, Global A.L.M. Ventures LLC and its owners, affiliates, partners, and service providers shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from:
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Use of or inability to use the Site
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Reliance on Site content
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Interactions with third parties or insurance providers
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Errors, omissions, interruptions, or inaccuracies
Use of the Site is at your own risk.
7. Third-Party Links and Services
This Site may contain links to third-party websites, advertisers, or external services.
We do not control and are not responsible for the content, privacy practices, terms, products, or services offered by third parties.
Users should review the policies and terms of any external sites they visit.
8. Advertising and Affiliate Disclosure
This Site may display advertisements, sponsored content, referral links, affiliate links, or insurance-related marketing partnerships.
We may receive compensation from advertising partners, referral partners, lead buyers, or related third parties.
Compensation relationships do not guarantee or imply endorsement of any particular provider, product, or service.
9. Intellectual Property
All original content on this Site, including text, graphics, branding, logos, design elements, and educational materials, is owned by Global A.L.M. Ventures LLC unless otherwise stated.
Content may not be copied, reproduced, distributed, modified, or commercially exploited without prior written permission.
10. Privacy Policy
Your use of the Site is also governed by our Privacy Policy.
By using this Site, you acknowledge and agree to the practices described in the Privacy Policy.
11. Changes to These Terms
We may modify these Terms from time to time.
Updated versions will be posted on this page with a revised “Last updated” date.
Continued use of the Site after updates constitutes acceptance of the revised Terms.
12. Governing Law
These Terms shall be governed by and interpreted in accordance with the laws of the United States and the State in which Global A.L.M. Ventures LLC is registered, without regard to conflict of law principles.
13. Contact Information
If you have questions regarding these Terms, please contact:
Global A.L.M. Ventures LLC