The 5-Minute Habit That Can Save You Hundreds on Auto Insurance
- Anthony. M
- Dec 7
- 1 min read
Most people think saving money on car insurance requires hours of calling companies, comparing quotes, and haggling. Luckily, that’s out of date. There’s a faster, simpler habit that can shave hundreds off your annual bill — and it takes less time than making a sandwich.
Here’s the trick: update your mileage once a year.
That’s it. One small update.
A surprising portion of drivers are paying rates based on miles they used to drive — sometimes years ago. Maybe you started working from home. Maybe you take fewer long trips. Maybe your kids are grown, and you aren’t driving to practices anymore.
Insurance companies often default to 10,000–12,000 miles per year unless you tell them otherwise. But if you’re actually driving 5,000 or less, you fall into a low-mileage category that can unlock discounts automatically.
Some companies even drop your rate instantly after running a quick verification.
It’s one of the most overlooked savings opportunities in auto insurance. No apps, no negotiations — just a two-sentence update:
“My annual mileage has changed. Here is my new estimate.”
Make it a yearly habit. You might be shocked by how much it puts back into your pocket.
Check out our Amazing!
Comments