Auto Insurance

This section covers auto insurance topics that commonly cause confusion for drivers. The articles here explain how coverage works in real-world situations, including policy limits, exclusions, and scenarios where insurance may not respond as expected.

Rather than focusing on pricing or providers, these posts are designed to clarify how auto insurance applies to everyday driving decisions, vehicle use, and claims-related situations.

The Origins of Car Insurance: How a Simple Idea Became a Modern Necessity

Written by Anthony M. , insurance research contributor focused on auto insurance at Insurance Policy Authority. Car insurance feels like one of those things that has always existed. You buy a car, you insure it, and that’s just the way the world works. But auto insurance didn’t appear overnight, and it certainly wasn’t inevitable. It developed slowly, shaped by technology, public safety concerns, and the simple reality that accidents became unavoidable once cars did. Understa

Anthony. M

Jan 14, 20255 min read